At United Bank of Iowa, our people make the difference. To them, you are an individual, not just another account number. Our knowledgeable team will provide the solutions and service you expect.
Come see for yourself the many ways our team is Making a Difference in our customers’ lives.
Vice President Regional Branch Manager, Boone
NMLS# 1668639
Andy makes a difference at United Bank of Iowa by listening to his customers and focusing on their needs to assist in improving their business.
With a degree in Agricultural Business and Economics from Iowa State University, Andy has been serving farmers in Boone County since 2004. He has helped beginning farmers with new enterprises, farmers who have suffered from natural or economic disasters, and has worked with non-traditional enterprises.
Andy's passion for agriculture was fueled by his upbringing on a corn, soybean, cow/calf and swine operation in Sac County. When he isn't at the bank, you can find him camping with family and friends, attending sporting events with his children, and farming. Andy also plays a very active role in the Boone community, taking part in both the United Way and Boone Chamber of Commerce.
Assistant Vice President Office Manager, Storm Lake
NMLS# 1959314
“I enjoy getting to know each customer, listening to their needs, and helping make a plan for their future while keeping the process as simple as possible. My goal is to create and maintain trusting relationships with my customers so they can be successful in their endeavors.”
Becky joined United Bank of Iowa in March 2019, as a Loan Support Representative and was promoted to a Consumer Loan Officer in February 2020. Becky assumed her current role as Assistant Vice President Office Manager in August 2023. She believes United Bank of Iowa has a great model for service and is excited to provide great service to her customers to help them achieve their goals. Since she has raised a family, she understands there can be surprises in life and wants to help customers through the process of making good decisions.
Real Estate Loan Officer, Ida Grove
NMLS# 697110
“Being in a small town, I get to know my customers on a personal level. Whether I grew up with them or spend time with them outside the bank, I enjoy the close relationships I have with my customers.”
Brook has been helping United Bank of Iowa customers since 2000 and is currently a Consumer and Real Estate loan officer. “The best part of my job is when someone tells me how easy I made the loan process for them or how I was able to help them with a financial problem.”
Brook, a graduate of the University of Northern Iowa, grew up on a farm in Ida Grove helping her parents with pigs, cattle and crops. When she’s not at work you can find her running to her kids sporting events, traveling, and helping out on her parent’s farm.
Real Estate Underwriter/Loan Officer, Sac City
NMLS# 697124
Carol, a graduate of Buena Vista University and member of the Sac City community for more than 25 years, has been with UBI since 2000.
“One of the things I enjoy most is helping people turn their dreams of a new home into reality,” states Carol. “It’s rewarding to discuss loan options with home buyers and help them find the best solution for them. I am there to help the customer every step of the way, but the best part is the loan closing ... the day they get the keys and can move into their new home!”
When she’s not at work you can find Carol spending time with family and volunteering. She’s involved in the Sac City Ambassadors, Sac Development Corporation, is a trustee for the Loring Hospital Foundation, serves on the Sac City Housing Committee and the Finance Committee at the Sac City Unity Church.
Assistant Vice President Office Manager, Moorhead
Personal Banker, Onawa
NMLS# 1369754
Calling Christine an experienced banker is an understatement. She worked for Blencoe State Bank for 34 years, and joined the United Bank of Iowa family when the bank changed ownership in 2015.
“My role at UBI is first and foremost public relations. I love to greet the customers and stay connected to what is going on in their lives so that I can be of assistance with any needs that may arise. Helping customers, whether it is with a car, personal or real estate loan, or opening an account from the many we have available, is very rewarding.”
The Blencoe, Iowa, native has been a part of the Blencoe and Onawa communities her whole life. Christine is active in her community and her church, and serves on the West Monona School Board, the WM Booster Club, and the Blencoe Community Club.
Vice President Regional Branch Manager, Kingsley, by appointment only, Pierson
“I try hard to put myself in my customers’ position. I try to be understanding, while putting their best interests as my main priority.”
Craig has spent his entire life in agriculture – he was raised on a farm and is now operating his own farm. Craig has been with UBI for 18 years, starting as Loan Officer. He previously worked at the Kingsley Elevator working his way up to Feed Dept. Manager.
Outside of work you’ll find Craig working on the farm or spending time with his wife and three children.
Assistant Ag Loan Officer, Odebolt - by appointment only, Kiron
Assistant Vice President Office Manager, Lake City
NMLS# 697130
“I try to look at my customers as if they were a member of my family, and I hope that with the help of United Bank of Iowa my customers can reach their goals and fulfill their dreams.”
Since 2001, Faye has specialized in consumer lending and residential real estate at United Bank of Iowa. Faye credits her early experience at her family’s grocery store for developing the people skills and values she passes on to her customers each day. Born and raised in Lohrville, Faye has worked at the same banking location for over 40 years.
Faye enjoys spending time with family and traveling when she’s not busy helping customers.
Assistant Vice President Office Manager, Pocahontas
NMLS# 1309252
“Assisting customers in making the home buying process as easy and understandable as possible is how I make a difference. Each customer’s situation is different so doing whatever I can to help ease the stress of purchasing or refinancing their home is worth going the extra mile.”
A graduate of Iowa State University and Consumer Credit School, Hope has been with UBI for twelve years. She started at our Storm Lake office then joined the Pocahontas office when it opened in 2015.
Hope has deep roots in rural Iowa. She grew up south of Pocahontas helping on the family farm. She also enjoys cheering for the ISU Cyclones, spending time with her husband and kids, gardening, and helping on the family farm.
Vice President Regional Branch Manager, Dunlap
NMLS# 697151
“Growing up in Dunlap, I came to appreciate and understand the role a small town community can play in people’s lives. That’s why I love working for United Bank of Iowa, because, as an organization, we truly understand our customer’s needs and can guide them to make the right financial decisions.”
Jake, a Texas A&M graduate with a degree in Agribusiness, has been with the Bank since 2008. He is also a 2018 graduate of Graduate School of Banking at the University of Wisconsin – Madison. As the Regional Office Manager, Jake is responsible for overseeing all ag, business and consumer lending at the Dunlap office as well as supervising operations at the Dunlap, Charter Oak, Moorhead, and Onawa offices.
Outside of work, Jake enjoys spending time with his family, volunteering in the community, and cheering on Texas A&M.
Vice President Office Manager, Commercial/Real Estate Lender, Onawa
NMLS# 523382
“I believe in treating my customers as friends and neighbors, which in many cases they are.”
John started in banking in 1989, came to Blencoe State Bank in 2000, and took on the role of Office Manager in Onawa when UBI acquired Blencoe State Bank in April 2015.
John is a lifelong Iowa native, born in Nevada, and a graduate of Iowa State University. Outside the bank his interests include frequenting local auctions, 4-H activities, and participating in various Pheasants Forever events.
Vice President Office Manager, Odebolt - by appointment only, Kiron
NMLS# 1632952
“Coming from an ag background where my parents and my husband’s family are both deeply rooted in agriculture, along with my husband and I being actively engaged in the cattle business, I understand both sides of the business and treat my customers how I expect to be treated.”
As an ag lender, Lauren is responsible for agricultural lending and consumer lending in the Odebolt office. A South Dakota State University graduate, Lauren holds a degree in Animal Science with an Agricultural Business minor.
Lauren has nine years of agricultural lending experience with UBI, in addition to previous experience working as a Farm Loan Officer for Farm Service Agency in Minnesota. She enjoys spending time with her young family and friends.
Assistant Vice President Office Manager, Marcus
NMLS# 762655
As a fourth-generation family farmer, Logan knows what it takes to farm in today’s agriculture economy. In addition to managing the Marcus branch, Logan is responsible for helping customers find the right lending solutions.
Logan holds a Bachelor of Science degree from Iowa State University and is a lifelong Iowan. He brings over fourteen years of lending experience to his position.
Outside of the bank, Logan farms and custom feeds pigs. He also serves as an elder at church.
Assistant Vice President Office Manager, Ida Grove
NMLS# 968134
“My role at UBI is to develop customer relationships, build trust, and put a smile on your face as we work out your financial decisions together! Having raised four boys, I understand the challenges a family faces and how important it is to find the right financial institution to help with your needs. I will listen to your requests and try to come up with a plan to help you reach your goals!”
Lisa has lived in Ida County her whole life. She grew up on a farm near Washta and has called Ida Grove her home for over 40 years. She has been with UBI for 243 years in various positions. “I make a difference by working hard to come up with ideas to save our customers money. I will compare your current loans with different scenarios and see what is best for you!”
When she’s not working at the bank she enjoys visiting her four boys and golfing. She also shares a passion with her husband for brainstorming cooking, grilling, and canning recipes to create that perfect masterpiece!
Real Estate Loan Officer, Holstein
NMLS# 811432
Real Estate Loan Officer, Moville
NMLS# 416465
Vice President Office Manager, Kingsley
NMLS# 740703
Shawn takes making a difference in customer’s lives very seriously. “I work hard at being honest, understanding a person’s unique situation, and challenging people to understand the full implications of a financial decision. I help them make their dollar go as far as possible towards the quality of life they want and deserve.”
A native of Harlan and a graduate of Morningside College, Shawn came to UBI in 2010 and believes that making a community stronger benefits all of us.
Outside of work he enjoys helping his parents pick sweet corn on the farm, hunting and spending time with his family.
Personal Banker, Cleghorn
NMLS# 2047168
Personal Banker, Churdan
NMLS# 697114
As a Personal Banker, Shelly provides a number of services at United Bank of Iowa to meet her customer’s needs; from deposit accounts, to lending, along with marketing and the balancing of internal accounts.
Shelly has over 27 years experience in the banking industry, 25 of which have been with United Bank of Iowa. As a Churdan, Iowa, native, Shelly grew up in the community she now serves.
When not at the bank, you can find Shelly volunteering her time to the City of Churdan.
Consumer Loan Officer, Harlan
NMLS# 697118
“I make a difference by really listening to my customers so I’m able to accurately determine what they are wanting and can make their banking experience a positive one!”
“What I enjoy the most about my job is working with my customers. I have many that I helped open their first checking account and down the road worked with them on purchasing their first car, and then first home. It’s been very rewarding to help with big life events!”
Stacy, a native of Lost Nation, Iowa, has lived in rural Harlan for 34 years and has been with UBI for 20 years. She holds a Business degree from Iowa State University. Outside of her career, Stacy is a long-time volunteer in various roles, including her church, community activities and 4-H.
Personal Banker, Sac City
NMLS# 1868341
Personal Banker, Holstein
Assistant Loan Officer, Storm Lake
Vice President Office Manager, Galva
NMLS# 1309680
“I make a difference by helping farmers and businessmen pursue their career goals. At United Bank of Iowa, we strive to stand beside our customers, working with them to overcome hurdles and obstacles to help them realize their dreams.”
Will was raised on a Century Farm near Sac City that grows row crops and raises livestock. He uses this experience and his degree from Iowa State University when discussing options with customers.
His volunteer activities include serving on the Sac County Fair Board.
Loan Officer, Denison
NMLS# 1632953
An Agricultural Business graduate from Iowa State University, Jeff is located in our Denison office and assists customers with their commercial and consumer lending needs. He started with UBI in May of 2016 as an Ag Loan Officer Trainee before moving to his current position.
Growing up in Lake View, Jeff knows what it means to be a part of a rural community and is committed to meeting the financial needs of the Denison area community.
Personal Banker, Marcus
NMLS# 2047169
Krista, a native of Marcus, Iowa, makes a difference at United Bank of Iowa by going above and beyond for her customers. "It is important to me that I provide the best possible guidance for those who are making important financial decisions."
A graduate of University of Northern Iowa, Krista joined the bank six years ago, armed with many years of experience in retail management and banking. She started with UBI as a Customer Service Representative before transitioning into her current role as Personal Banker. Her responsibilities include making vehicle, personal and real estate loans, in addition to opening new accounts and assisting customers with IRAs and HSAs.
When not in the office, you can find Krista attending her kids' many activities and spending time with friends and family.
Consumer Loan Officer, Rockwell City
NMLS# 1778669
Sarah strives to be a familiar face to customers and make a difference by answering their questions and developing a specific plan for them.
A graduate of Iowa State University, Sarah joined United Bank of Iowa as a Customer Service Representative in 2015. She currently serves as a Consumer Loan Officer making vehicle, personal, and real estate loans.
In her spare time, she enjoys time with her family and friends, watching the Cyclones and keeping busy on the farm. She also volunteers on the South Central Calhoun Athletic Boosters Club and the Rockwell City Rotary Club.
Personal Banker, Pocahontas
NMLS# 1854565
Brenda is a motivated banker who is passionate about providing excellent customer service while building relationships with her customers. She believes the values that have come from living in a rural community throughout her life have provided the skills to “go the extra mile” while helping customers meet their financial goals.
Brenda, who joined UBI in April 2019, when UBI acquired Rolfe State Bank, has over 35 years of banking experience. As a personal banker, she is responsible for performing a variety of day-to-day operations within the bank, including real estate and consumer lending.
During her free time, she enjoys spending time with her grandchildren, working outside in the garden, walking, and golfing. Brenda is also an active member in her church where she serves as the parish director.
Assistant Vice President Retail Lending, Rolfe
NMLS# 1854563
“I make a difference by treating each customer with respect and service that exceeds their expectations.”
Jennifer, who joined UBI in April 2019 when UBI acquired Rolfe State Bank, served as a Real Estate Underwriter/Loan Officer in Rolfe. In October 2023, Jennifer transitioned into her current role as Assistanve Vice President Retail Lending. Jennifer’s favorite part of her job is helping customers navigate their financial lives. She strives to make things as clear and easy as possible for her customers.
Jennifer enjoys spending time with her family, especially her new grandson, volunteering in the community for several organizations, and serving in the Kids' Ministry and worship team at her local church.
Real Estate Loan Officer, Anthon
NMLS# 1937397
“When helping customers with their financing, I like to put them at ease knowing each customer’s financing situation is different. It’s rewarding to listen to their ideas and help find the right solution just for them.”
Since Sarah was raised in Anthon and has been at the bank for over 20 years, she relates well to her customers and is a familiar face to her community. Her loyalty to the bank and the community demonstrates how she values the importance of keeping small towns strong.
When Sarah joined United Bank of Iowa in November 2019, thru the acquisition of Heritage Bank, she embraced a new role as a Real Estate Loan Officer. In addition to helping customers with home financing, she offers consumer lending services to support the community, county, and agriculture industry.
When Sarah is not at work, you may find her on the farm working with her husband and kids or at one of her kids’ many activities.
Consumer Loan Officer, Boone
NMLS# 2595026
"I make a difference by getting to know my customers so we can come up with a financial plan that fits their needs. My goal is to make the loan process as simple as possible for my customers, whether that is buying a new car or purchasing a new home.”
A graduate of Waldorf University with a degree in Business and an emphasis in Management and Finance/Banking, Jennifer joined UBI in April 2020 as a Loan Support Representative. In September 2024, she transitioned to her current role as Consumer Loan Officer.
When not at work, you can find Jennifer spending time with family or volunteering on the ski slopes or motocross track as a patroller with the National Ski Patrol.
Assistant Loan Officer, Denison
NMLS# 2358629
Magali, a Buena Vista University graduate with a degree in Business Administration and Human Resources, joined the UBI team as an Assistant Loan Officer in March, 2022. In her position at UBI, she enjoys getting to know her customers on a personal level and looks forward to establishing long-term relationships with each of them.
Being a member of the Denison community since she was 7 years old, Magali looks forward to serving those she has come to know over the years as well as meeting many new people.
Outside of the bank, Magali enjoys taking walks and attending various school events.
Consumer Loan Officer, Denison
NMLS# 2220094
Virginia joined United Bank of Iowa in Denison as a teller in August, 2019, and was promoted to Consumer Loan Officer in February, 2021. She enjoys getting to know her customers and being able to help them with their financing needs.
“As a bilingual consumer loan officer, it is rewarding to know that I am able to help those customers that don’t speak English as well. I feel that I have that opportunity to help more people, and I am thankful for that.” Being born in Ameca Jalisco, Mexico, Virginia has been a part of the Denison community for 10 years.
When Virginia is not at the bank, you can find her spending time with her family and going for walks.
Ag Loan Officer, Charter Oak
NMLS# 2278570
Shelby came to United Bank of Iowa in 2021 with a diversified background in agriculture and customer service. From showing cattle on the National level, to running commercial cows and a row crop operation, she has always been very involved in the agriculture world. “Ag is a passion of mine that I am blessed to share with my customers. My background helps me to relate to my customers, as I understand what it is like on the other side of the desk as well.”
As an Ag Loan Officer in the Charter Oak office, Shelby makes a difference by taking the time to get to know each customer and making them feel comfortable and appreciated when they call or stop by the office. She loves the uniqueness of each individual operation and getting to know the specific needs of her customers.
When not at work, you can find Shelby working alongside her husband as they manage their own commercial cow/calf and row crop operation.
Consumer Loan Officer, Carroll
NMLS# 1051074
Armed with a Bachelors degree in Finance, Ashley comes to United Bank of Iowa with over 14 years of experience in the banking industry. As a Consumer Loan Officer, she enjoys getting to know her customers and visiting with them about their dreams. Whether it be the dream of home ownership or owning a new vehicle, Ashley strives to provide a personalized experience to each of her customers.
When she’s not at the bank, you can find Ashley spending valuable time with family and finding new places to explore!
Consumer Loan Officer, Storm Lake
NMLS# 2304229
Joe strives to make sure each of his customers has a positive experience when working with United Bank of Iowa. “Providing the best customer service I can and making sure I am looking out for the best interests of our customers and the bank” is how he makes a difference at UBI.
A University of Northern Iowa alum, Joe joined United Bank of Iowa as a Consumer Loan Officer in October 2022. His role at the bank finds him assisting customers with personal, vehicle and real estate loans.
When not at work, you can find Joe spending time with family, enjoying a round of golf, going for a run at the gym or cheering on the Iowa Hawkeyes!
Consumer Loan Officer, Schleswig
NMLS# 2567330
“Being raised in the Denison/Schleswig area, and moving back after graduating from college, I have strong connections to this community and strive to be a valuable resource to the people in it. From answering simple questions to helping my customers navigate through some of life’s biggest financial decisions, I’m here to help.”
Ashley joined the UBI team as a Consumer Loan Officer in 2023. Along with a degree in Financial Counseling & Planning from Iowa State, Ashley has a diverse professional background in the banking, ag and real estate fields. She makes a difference by taking the time to listen to each customer’s unique situation in an effort to help them determine the best plan of action.
Outside of the bank, you can find Ashley cheering on the Iowa State Cyclones, golfing, spending time with family or planning her next vacation.
