Receive your gift when you open a new UBI checking account by May 9, 2025. Annual Percentage Yield (APY) is effective as of February 14, 2025, and subject to change after account opening. Preferred checking: $2,500 - $9,999.99: .05% APY; $10,000 or more: .10% APY. United Select: $1,000-$4,999.99.10% APY; $5,000 - $9,999.99:15% APY; $10,000 or more: .20% APY. United Investment: $10,000-19,999.99: .20% APY; $20,000 - $39,999.99: .25% APY; $40,000 or more: .30% APY. Fees may reduce earnings. One gift per account opened. Subject to account approval. Gift given at account opening with $200 minimum balance requirement. The value of the gift may be added as interest for IRS 1099-INT reporting purposes.
Qualified applicants only. Consumer loan special not valid for residential real estate and home equity loans. New money only. Payments will begin June 17, 2025 - August 9, 2025, based on loan origination date. Member FDIC.